This study examines the lifestyle factors influencing the savings behaviour of Information Technology (IT) professionals in Ernakulam district, Kerala. With the rapid growth of the IT sector and its associated high-income employment, professionals in this field often adopt distinct lifestyle patterns characterized by urban living, high consumption, and demanding work schedules, which may significantly impact their financial habits. The study adopts a descriptive and analytical research design, collecting primary data from 100 IT professionals through a structured questionnaire and employing statistical tools such as t-test, ANOVA, and Pearson correlation for analysis. The findings reveal that while gender does not significantly influence lifestyle factors or savings behaviour, work experience has a significant impact on both. Furthermore, a significant positive relationship was found between lifestyle factors and savings behaviour, indicating that professionals with more disciplined lifestyle habits tend to save more effectively. The study concludes that enhancing financial literacy and promoting systematic saving practices can improve the long-term financial well-being of IT professionals, offering useful insights for employees, employers, financial institutions, and policymakers.
Chandra, V., Pillai, R, Suvidya, V. & Neha, S. (2026). Lifestyle Factors and Savings Behaviour among the it Professionals in the Ernakulam District. Journal of Commerce, Economics & Computer Science, 12(03), 152–157. https://doi.org/10.62823/jcecs/12.03.9409
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