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International Journal of Innovations & Research Analysis (IJIRA) [ Vol. 6 | No. 3(I) | July - September, 2026 ]

Fin Tech and Sustainable Development

Dr. Vaibhav Sharma, Dr. Rajesh Jain & Dr. Vinita Parashar

The paper focuses on the interaction between the fields of financial technologies and sustainable development, highlighting the contribution of technological advancements in the financial field towards economic development, social inclusion, and environmental protection. Financial technologies (FinTech), utilizing blockchain, mobile banking, and artificial intelligence technologies, have completely transformed the world of finances making it more efficient, transparent, and accessible. The application of FinTech in sustainability projects is essential for the accomplishment of important SDGs such as financial inclusion, poverty reduction, and the establishment of green finance mechanisms, including carbon trade and green bonds. Yet, the study notes several barriers to the successful integration of the two spheres that can include regulatory uncertainty, data protection problems, and the problem of digital divide.

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