The transition to renewable energy is central to sustainable urban development, with solar technology playing a pivotal role in reducing dependence on conventional power sources. The study aimed to examine the current level of awareness, adoption patterns, and barriers associated with solar panel usage in Jhansi. It divided respondents into adopters and non-adopters to comprehensively understand both perspectives. The findings reveal critical insights into the adoption behaviour, motivators, financial influences, and social acceptance of solar energy in the region. This study, titled "Assessing the Economic Impact of Solar Panel Adoption in Jhansi City: A Cost-Benefit Analysis", investigates the adoption patterns, economic outcomes, and barriers related to solar panel usage among households in Jhansi. Based on survey data 80 responses were collected via Google Forms, 68 of respondents were adopters while 12 were non-adopters. The study explored two key aspects of solar adoption in Jhansi: whether electricity cost savings were the primary motivation for adopting solar panels, and the extent of monthly electricity bill reduction after installation. The study concludes that solar energy adoption in Jhansi is both economically and environmentally beneficial, but greater outreach, financial support, and public education are essential to encourage broader adoption.