India, a country with a vast and diverse population, faces significant challenges in healthcare accessibility. In recent years, health insurance has been promoted as a potential solution to improve access to healthcare services, particularly for the economically disadvantaged segments of society. This research paper investigates the impact of health insurance on healthcare accessibility in India, focusing on its role in enhancing access to medical services, reducing out-of pocket expenses, and improving overall health outcomes. Based on both qualitative and quantitative data, the paper explores the different dimensions of healthcare accessibility, including financial, geographic, and social barriers, and evaluates how health insurance schemes are addressing these challenges.