India is in a process of moving towards Viksit Bharat (a developed economy) and finance is playing an important role in this. Adding the role of technology doubles the opportunities towards development. Fintech in Trade and Commerce is bringing a big revolution for the financial institutions by providing a range of financial services, may it be in the field of transactions, lending money, cryptocurrencies, digital mode of payments such as google pay, Paytm and many others have tried to make India cashless economy, developing smart cities and Digital India. So, this study analysis how the change brought by the combination of finance and technology in the field of trade and commerce has helped in moving towards Viksit Bharat “A vision for the developed India.” This research gives an insight into the status of the use of Fintech in India, an examination of the role of Fintech in financial inclusions and reducing inequalities. It also analysis the challenges and the opportunities of Fintech in promoting economic growth and also the role of fintech in promoting startups and MSMEs. This research will also analyse the relationship between Fintech with Trade and commerce and the factors contributing to leading to Viksit Bharat.