The banking sector is vital to any nation's economic growth and development. However, procrastination habits among bank employees can have cascading impacts on the national economy. This study aims to provide a bird’s eye view of the importance of time management techniques in reducing procrastination habits among bank employees and its subsequent effects on the national economy. A comprehensive literature review was conducted to identify the causes and consequences of procrastination habits among bank employees. The study reveals that procrastination habits lead to decreased productivity, increased stress, and poor decision-making, affecting the performance of the banking sector. The study explores the importance of using an appropriate time management technique to reduce bank employees' procrastination habits.  It dwells upon by strongly advocating the use of some of the famous time management techniques like The Pomodoro technique, The Eisenhower Matrix technique, The Pareto Analysis technique, The Parkinson’s Law technique, and The Time-Blocking technique by bank employees regularly to help them reduce their procrastination habits, and improve their overall productivity. The study highlights the significance of addressing procrastination habits among bank employees, not only for the benefit of the individual employees but also for the overall growth and development of the national economy. Banking organizations can use the findings of this study to develop training programs that focus on time management techniques and procrastination reduction strategies. By squarely addressing procrastination habits and menace issues among bank employees, banking organizations can improve their overall productivity, reduce unnecessary costs, and effectively contribute to the growth and sound development of the national economy. Some of the potential and detrimental cascading impacts on the national economy are Decreased National Competitiveness and Economic Ranking, leading to a reduction in foreign investments and trade, Negative Impact on Financial Inclusion and Economic Inequality, Decreased Tax Revenues to the Governments, Negative Impact on Employment Opportunities, Increased Risk of Financial Instability, Negative Impact on Economic Growth, Decreased Customer Satisfaction, Losses due to missed opportunities and Delayed Investments, and Reduced Productivity and slow GDP growth of the nation. Procrastination habits have ill effects on the national economy, such as Economic Instability and Reduced Financial Intermediation.