The study examines the significance and advantages of financial inclusion, as well as the role of various government initiatives in promoting it. Financial inclusion is a contemporary strategy employed by financial institutions to deliver appropriate financial education to individuals with limited financial literacy. Financial inclusion seeks to elucidate the financial instruments accessible to lower-educated demographics, so enhancing their daily lives. Financial inclusion is seen as a vital facilitator of sustainable development and poverty alleviation, as it empowers individuals and communities to accumulate assets and invest in education and healthcare. Governments, financial institutions, civil society organisations, and the corporate sector each play crucial roles in promoting financial inclusion via policy initiatives, collaborations, and innovative solutions. Government initiatives such as the Skill India Mission, Make in India, and Digital India contribute significantly to the success of financial inclusion. The primary objective of the Skill India mission is to augment employment opportunities and productivity; however, it also significantly contributes to financial inclusion by equipping individuals with the requisite skills, knowledge, and opportunities to engage effectively in the formal economy and access vital financial services. The primary aim of this article is to analyse financial inclusion and the influence of government initiatives. To attain the target, secondary data will be utilised, sourced from various websites and journals for examination.