The current research paper intend to scrutinize the financial considerations and current state of the Pradhan Mantri Jan Dhan Yojana in India. On 2014 August 28, the Indian government aloft the Pradhan Mantri Jan Dhan Yojana with the intent of advancing the country's economy. The notion of financial inclusion is novel in that it utilizes optional techniques to strengthen banking customs and serves as a motivating factor in reducing poverty. This initiative has succeeded in delivering millions with regard to finances administrations since it was unveiled in 2014. To achieve the monetary insertion of mass and make progress toward comprehensive development, the government has to enact this crucial strategy. When carrying out this strategy, total 520,123,406 (in crore) bank accounts were activated in whole India under urban, peri- urban and provincial central bank branches. As on 10 April 2024 around 353,949,282 (in crore) Ru Pay cards were distributed and funds in recipients accounts (in crore) is 234,357.94.