The lack of financial literacy is causing many emerging nations to fall behind. Long-term focus areas for developing nations like India should include financial inclusion. Financial inclusion refers to providing affordable financial services & products to the under banked and underprivileged segments of society that are beyond the purview of traditional banking. A society cannot be considered socially and economically sound unless every community member is self-sufficient. Under the direction of Hon. Prime Minister Narendra Modi, the Indian government has implemented several financial inclusion measures through the Pradhan Matri Jan-Dhan Sampoorna Vittiya Samaveshan, Pradhan Mantri Suraksha Bima Yojana, and Atal Pension Yojna and also announced the digital India Programme. In addition to highlighting the importance and fundamental financial inclusion requirements, the article examines how the Digital India Programme introduces this idea to India. It also examines the successful initiatives taken in this regard by the Indian government and Reserve Bank of India. The issues that India is currently facing about financial inclusion are also covered in the paper, along with potential solutions.

KEYWORDS: Digital India, Financial Inclusion, Government, Banks, Inclusive Growth, Financial Services.