The Indian banking industry is essential to the growth of the country's economy, and its expansion is largely dependent on nonperforming assets (NPAs). NPAs are a vital instrument for assessing the financial health of various banks. A loan and an NPA are both advance for which the principal and interest payments are 90 days past due. This article's goal is an attempt to Analyze the developments of non-performing assets (NPAs) in the banking industry, paying specific attention to the State Bank of India (SBI) over the years 2012–2022. The information that was used to write this article was compiled from secondary sources.

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Keywords: Non-Performing Assets (NPA), Banking Sector, State Bank of India (SBI), Financial Position, Economic Development.