AN ANALYSIS OF PRADHANMANTRI JHAN DHAN YOJNA AND PRADHANMANTRI MUDRA YOJNA

The Pradhan Mantri Jan Dhan Yojana is a comprehensive financial inclusion initiative that was unveiled on August 28, 2014 by the Honourable Prime Minister of India, Shri Narendra Modi. On August 15, 2014, at his inaugural speech for Independence Day, he had outlined this plan. Government of India also launched the Mudra Bank Scheme under Pradhan Manthri Mudra Yojana to provide financial assistance to MSMEs who provide employment to a large number of people after realising the importance of self-employed individuals and small business units. This programme is targeted towards mainstreaming young, educated or skilled workers and entrepreneurs, including women entrepreneurs. This article makes an effort to learn about the MUDRA Yojana and JHAN DHAN Yojna and its main goals.

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Keywords: Jan Dhan Yojana, Mudra Yojana, MSMEs, Women Entrepreneurs, Financial Inclusion.


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