The CAMEL rating system evaluates various indexes such as capital adequacy, assets quality, management efficiency, earnings quality and liquidity. By analyzing the ten years data, it is found that overall performance of the bank is efficient in term of capital adequacy, assets quality, management efficiency and earnings quality, but bank has a less volume of liquid assets. It proves that bank follows on generating more profit by efficient utilization of its capital, assets and improving the productive efficiency of their employee to sustain in competitive banking environment. The study helps to judge the financial efficiency of the bank and the economy and useful for the government in framing the policy and provides a base for the bank to take decision regarding liquidity, profitability, solvency and granting loans to the needy.

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Keywords: Capital Adequacy, Assets Quality, Management Efficiency, Earnings Quality and Liquidity