NPAs is one of the major threatening issues on banking business faced by Indian banking sector. The data have been taken in the study are mainly secondary in nature. The study covers the periods from 2008-09 to 2017-18. The data have been analyzed through statistically tools such as ratio, percentage, Mean, co-efficient of variation, indices and chi-square test. The study examined the NPAs in SCBs, PSBs, New Pvt. SBs and FBs over the ten years period of the study. The results reveal that NPAs is increasing in SCBs and PSBs whereas in New Pvt. SBs and FBs is not increasing over the periods of the study. On the whole, the time has come, the Reserve Bank of India should set up a cell to regularly monitor the functioning of funds and non- funds activities of SCBs and PSBs. Therefore, that any intentional and unintentional irregularities taking place in the domain of SCBs and PSBs could be timely scrutinized for the healthy growth of the banking system. Otherwise, it will continue to erode the overall return on assets of the banks and enhance the threat of insolvency risk. On the other hand, new private sector banks and foreign banks performed in good position and recovery mechanism developed by banks geared to task. The study helps to judge the financial health of the banks and the economy and useful to government for further development of banking industry in India.

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Keywords: NPAs, SCBs, PSBs, New Private SBs and FBs.