Rajasthan's rural residents' requirements for loans are being met by regional rural banks in order to support rural development. The combined RRBs gain from a bigger operational area, increased branch growth, and other economies of scale that increase the exposure of small and marginal farmers to credit as well as increase credit limits for high-value and varied modern banking services. The number of RRBs has decreased due to amalgamation from 196 to 43 as of March 31, 2022. However, the number of branches has increased. The primary goal of creating Regional Rural Banks in India is to offer loans to rural residents who lack sufficient financial means, particularly small and marginal farmers, craftsmen, agricultural labourers, and even small business owners. RRBs therefore provide for the credit requirements of rural residents. Additionally, the bulk of the county's residents live in villages, especially the marginalised and impoverished sectors of society. Infrastructure is lacking in villages. In order to address the development of infrastructure, such as energy, irrigation, credit, marketing, and transportation facilities, RRBs must play a vital role by offering lending facilities to various projects. Due to the high percentage of persons living in poverty (about 30% of the population) in rural regions, RRBs have a significant impact on the fight against poverty. The current study is a modest effort to evaluate the rural credit structure and the part RRBs have played in the growth of the rural economy. This essay's goal is to examine rural credit and the part RRBs play in landings in both priority and non-priority industries. The study suggests that RRBs have a strong positive impact on Rajasthan's rural economy.

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Keywords: RRBs, Rural Credit, Agriculture, Farmers, Rural Development.