Purpose: Finding out how respondents feel about the yojana benefits they are using is the study's main goal.

Research Methodology: The study was carried out in Udaipur with a sample size of 116 participants who are utilising the Jan Dhan Yojana's advantages. So, judgmental non-probability sampling is the method used to sample the data. To find out how respondents felt about the qualities of the yojana, ten Likert statements were created.

Findings: Despite the yojana's shortcomings, the services provided by the Jan Dhan Yojana much outperform the predecessor. Our analysis confirms that the Yojana is a significant event in the history of the nation.

Practical Implications: Due to the enormous public welfare it provides, the yojana is remarkable and has national significance; the same is true of our study. The study provides information regarding what the respondents think the yojana is all about.

Limitations of the Study: The primary drawback of the study is the small sample size and its restriction to the city of Udaipur; if these two issues were resolved, the results would have been more exact and accurate.

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Keywords: PMJDY, Non-Probability Sampling, DBT, Mobile Transactions, Mission Mode Program.