Rural banking plays major role in rural development. Rural masses are not able to avail banking facilities properly due to improper infrastructure. The people of remote areas can not avail banking facilities properly as the number of bank branches is very less in remote areas. Illiteracy among rural masses is a major problem for rural banking. Rural people are not properly aware about digital banking. Many people in rural areas avoid banking facilities due to the fear of bank charges. The study is based on primary and secondary data. Primary data has been collected from journal articles. In this paper, an attempt has been made to analyse various aspects of rural banking.

KEYWORDS: Rural, Banking, People, Banking Facilities.