For a country's socio-economic development to be successful, it must have a well-functioning financial system. It serves as a foundation for the mobilisation of savings and their allocation to productive resources. Recognizing the importance of financial inclusion as a driver of inclusive growth, the Indian government and the Reserve Bank of India have implemented a number of policies to bring the country's substantial unbanked population into the financial mainstream. Recent advancements in communication technology can be leveraged extremely effectively to bring financially excluded persons into the digital financial inclusion fold in a cost-effective manner. Financial inclusion is critical for inclusive economic development, and digital financial services can help.

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Keywords: Financial Inclusion, Digitization, Mobile Banking, Inclusive Development.