Cash is very prominence for human being like essential commodities. without cash human being not persist the life. Cashless economy is a mixed economy system in which there is slight or depleted outflow of cash in the community. Commodities escort and paid through by electronic mode. it may include (internet banking, mobile banking, debit and credit card and digital wallet etc) digital transaction bring best transparency and accountability in the economy. This paper focus on concept of challenges and opportunity in Jhunjhunu district. The cashless economy is a part of Digital India programme.

KEYWORDS: Cash, Cashless Economy, Transparency, Accountability, Challenges.