Purpose: The purpose of this article is to determine the level of financial literacy along with its components amongst respondents of Delhi-NCR

Design/Methodology/Approach: Data is collected through random sampling and first-hand information is received through a structured questionnaire. Multivariate regression analysis is used for finding results.

Findings: As a percentage to the maximum, the mean financial literacy, financial attitude, financial knowledge and financial behaviour scores are found to be 72, 69, 77 and 69 per cent respectively. Gender, education, age and income are found to be significant determinants of financial literacy scores.

Practical Implications: To substantiate the efforts initiated by the Government, financial literacy programmes at the level of educational institutions can improve financial literacy and behavioural change. Basic financial concepts can augment one’s understanding of money multiplying and its long-term implications. An early start for each individual leads to wealth creation at personal level and contributes to the country’s economic growth.

Originality/Value: A comprehensive study has helped to identify areas that require attention, such as compound interest and risk diversification. Since mean financial literacy scores are higher among men, higher income groups and higher levels of education, the policy must focus on females, lower income and age groups.

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Keywords: Financial Literacy, Financial Attitude, Financial Knowledge, Financial Behaviour.