Self-Help Economic Growth, Group Mobilization (SHGs) is important for growing financial savings, inclusion, and poverty eradication with the long-term goal of improving livelihoods. There has been a lot of research done on the elements that influence SHG performance. SHGs, on the other hand, have had a number of flaws in their operation across India's states. By examining the functioning of banks and their relationship with SHGs in the Jamshedpur region of East Singhbhum district, Jharkhand, this project aims to identify the problems that SHGs face as a major instrument for poverty alleviation; identifying various stratifications of society based on income, social class, gender, religion, and other factors that influence SHG formation; and identifying other social, economic, infrastructure, and environmental challenges that SHGS face. To analyse the problems in SHGS-bank linkages, a questionnaire-based study was done utilising a historical-analytical research technique. The research area is currently limited to a specific Jamshedpur region, but it may be expanded in the future to include the entire state.

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Keywords: Self-Help Groups, Financial Inclusion, Challenges.