India’s effort to combat COVID-19 virus has been praised over the globe. However, the lockdown came with an economic cost and cascading impact on all the sections of society. The Covid-19 induced lockdown in India was a huge economic shock. It started across the country on 24 March 2020 and is still ongoing with restrictions in one form or other. It stalled the economy with complete closure imposed on enterprises across all sectors. Even though agricultural activities were exempted, in the initial phases of the lockdown the agriculture value chain also faced large-scale disruptions. This had a serious detrimental effect on the rural Indian economy this paper undertaken through survey method provides valuable insight on the impact of the pandemic on agriculture credit, which would guide bankers and development practitioners to initiate necessary policy initiatives and interventions for inclusive and equitable growth of the distressed sections of the society in times of Covid-19 pandemic.

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Keywords: COVID-19, Pandemic, Agriculture Credit, Lockdown, Large-Scale Disruptions.