After the independence, provisions were made in the Indian Constitution to provide equal rights and opportunities of socio-economic development and betterment of living for men and women, including different disadvantaged segments of population to establish an egalitarian and prosperous society. In view of grinning improvements in the socio-economic condition of women efforts were made to maximize the participation of women in different educational levels, with the notion that education is the most important instrument jot bring awareness about their rights, social status, as a prime element to maximize participation in different kinds of productive employment. In order to enhance women’s access to credit for consumption and production, the establishment of new, and strengthening of existing micro-credit mechanisms and micro-finance institutions such as Self-Help Groups were aireath functioning so that the outreach of credit is enhanceu. Other supportive measures would be taken to ensure adequate flow of credit through extant financial institutions and banks, so that all women below poverty line have easy access to credit. Objectives of the studies are to study the personal information of the Respondents. To study the socio-Economic importance of the respondents  Data on various social, economic and demographic characteristics, of respondents used in this study pertain to 150 scheduled caste women who are members of SHG. Gulbarga City of Karnataka state. All the SHGs in this city were surveyed at the time of data connection for a in-depth study by a researcher. During the course of enumeration, SHG s having only scheduled caste women members identified and all such available scheduled caste SHG women were interviewed. Data collected have been used in this study. The data collected were coded, verified and processed on the personal computer at the University. A single frequency distribution of each variable was generated to validate that data was treated as dependent variables as they are influence by educational and occupational levels and other socio-economic variables such as religion, reasons for joining SHG on members and the type of residence.

Keywords: Indian Constitution, Self-Help Groups, Women Empowerment, Socio-Economic, Micro-Finance.