A COMPARATIVE FINANCIAL PERFORMANCE ANALYSIS OF SELECTED PUBLIC SECTOR BANKS IN INDIA

The banking sector is considered to be an important source of financing for most businesses. They play a very important role in the effort to attain stable prices, high level of employment and sound economic growth.Bank play important role in the Economic Development of all the Nations of the World. Banking is the life blood of Modern Commerce. The growth of such banks is not possible unless they witness some success in the context of customer satisfaction or may it be the net assets held by these banks, efficiency of their management or the networks of the public sector bank. The following paper covers the financial performance analysis of the public sector banks. Financial Performance analysis of Selected Public Sector Bank (State Bank of India, Punjab National Bank, Bank of Baroda and Bank of India) during the Periods of 9 Financial year (2011 to 2019). State Bank of India is the largest bank in India. Punjab National Bank is second largest bank in India. Bank of Baroda is International Bank and Bank of India fast growing bank. This study based on entirely on secondary data and tools used to Ratio analysis selected public sector banks. This study found that SBI, PNB and BOB financially sound other than BOI.

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Keywords: Public Sector Bank, Financial Ratios, Return on Assets, Return on Equity, Net Profit Margin.


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