The purpose of the present research paper is to understand the level of income pattern and pattern for preparing household budget of investors along with responsibility for household finance and money management in Amravati district of Maharashtra. Another purpose is to find out the pattern of behaviour of living cost management and ability to meet major expenses by investors with the pattern of saving behaviour in last twelve months among them. The scope, results and findings of this research paper are limited to the Amravati district of Maharashtra. The conclusions were carried out after administration of questionnaire from 200 respondents and Chi-square test is applied to test the hypothesis. The investor’s income level is below INR 100000 and they did not prepare household budget. Investors took responsibility personally or jointly for household finance and money management and were able to meet living cost without borrowing. The investors invested their money in bank’s savings account during last twelve months in the Amravati District of Maharashtra.

KEYWORDS: Financial Services (JEL Code – G20), Household Finance (JEL Code – G510), Behaviour Finance (JEL Code – G410).