Human factor has moved into the middle of business within the recent days. Never before has the contribution of human resource to the success of business been subjected to most of debate and discussion. This example has developed as a results of some fundamental changes that have taken place, the foremost important of which is that the pervasive and intensive competition that banks face today. He/she has an exquisite potential to try to to incredible things. In the present competitive world, training, developing and management of human resources are a matter of crucial determination of success for the banking system. Dynamic employees are essential for any organization that may wish to be dynamic and growth oriented. Transformation in the Indian industry, ever increasing competition, fast-paced and sophisticated world of latest technology have compelled banks to consider and to adapt themselves to the changing banking environment. There’s a necessity to develop competencies i.e. skill, knowledge and attitude among the bank staff to create them more suitable to the changing conditions, through proper training and development programmes. Trained and developed people or knowledge workers became basic or fundamental job of any bank. Competent people can face any threats, risks, and changes within the banking system and lead the bank. People play a stimulating role, to realize bank goals. Since every creature has potential to try and do remarkable things, and to enable him to grasp, develop and utilize his/her potential, bank should provide them learning and developing climate also as opportunities. Hence, training and development programmes have occupied a significant role in the human resource development. Human resource development is feasible only through training and development and also creating learning climate or environment in addition as opportunities. There’s awfully great need for paying far more attention to the provision of trained, developed and motivated people to attain corporate goals and objectives. Such researches would indeed offer certain clues for devising a comprehensive training and development programmes in order that the organization may function proactively within the changing environment.

KEYWORDS: Policies, Learning, Competitive Advantages, Skills, Knowledge, Motivation, Development.