Whereas these advancements have enabled customers to avail most of the banking service at their fingerprints anytime, anywhere, it’s additionally accompanying a value for the banking sector. Returning along of Banking and sector adore it, medium and retail has inflated the transfer of vital info over virtual networks that aree vulnerable to Cyber- attacks and fraudulence. Banks are unable to require a foothold in technology, as they have to require care of capital adequacy magnitude relation as per international regulative Framework pointers. That has not to maintain capital adequacy magnitude relation. The banking sector is changing into one among the adopters of computer science. During this paper, we'll discuss however AI is used at intervals the Indian banking sector, what are the benefits and what are the challenges facing India's AI. Development that AI offers to fin. Tech and so the choice throughout which it will improve the operations of Associate in Nursing Indian banking sector. The current analysis paper aims at learning the impact of computer science in banking in India.

KEYWORDS: Artificial Intelligence, Banking, Cyber- Attacks, Fraudulence.