Before introducing of IT services all work was done by human being in each and all areas . Bank is also one of the institution were work was done by human being. Mostly time work not completed on time by person or they taken lot of time for any work with not surety and accuracy. Many time wrongly entry made by employee in other account or calculation of wrong interest has done by them The bank and the customer both had to bear the brunt. But after the introducing of Artificial intelligence (AI) service in 1950 the working process going fasted with surety and accuracy.

KEYWORDS: Artificial Intelligence, IT, Financial Risk Management, Financial Institutions,