The paper focuses on the ongoing challenges faced by the students in managing their personal finance and as a reflection of it they are stressed. Today large youth is perusing their higher education, not all students’ guardians are capable of paying their fees. Students to fulfill the financial requirement take up a part time job. As a result of which they get stressed in balancing both studies and personal finances. To know the real time financial challenges the primary data was collected from students from local colleges and university in Bangalore city. The elements which were considered for the study were on financial stress, chronic problems, loan, managing expenses and unstable personal finance.

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Keywords: Financial Stress, Personal Finance Problems, Student Loans, Family Stress.