Banking sector is the backbone of other all the industries. The aim of this paper is to study on NPA of State Bank of India and Associate Banks. NPA is a major issue for all public banks and its effective solution is the need of the hour. This study of 4 years (2014 to 2017), tries to analyze the net non-performing asset (NNPA) figures of SBI and Associate Banks. The analysis has done regarding NPA of SBI public sector bank and Associate Banks during the period of 2013-14 to 2016-17. The aim of this paper is to assess any deviation the creation of NNPAs between different banks during the research period. The term NPAs is concerned with the credit division of a bank. Thus, the term NPA can be explained as those assets of the bank that are not contributing towards generation of revenue for the banks.

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Keywords: NPA, NNPAs, Substandard Assets, Doubtful Assets, Loss asset.