It is an explorative study on India Post payments Bank. India Post Payments Bank (IPPB) was launched by the prime minister on Pan India Basis on 1st September 2018. IPPB is an initiative to provide accessible and affordable basic banking service to all the citizens through wide network of India Post which is the biggest postal network in the world.The focus group of India Post Payment Bank are include Homemakers, senior citizens, urban migrants, people in rural India, and the unorganized retail sector, students etc. This research was conducted to explore opportunities and challenges of India Post Payment Bank.
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Keywords: Payments Bank, India Post Payments Bank, Financial Inclusion, India Post.