Covid -19 originate on china has spread to 149 country of the world. The worst affected countries are china, USA IRAN and Europe. It is likely to impact personal income, expenditure, savings and investment. It very Lead to biological warfare also. If prolonged it may lead to global economic crises, scientific research is needed to study its impact on personal finance.

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Keywords: Covid -19, Corona Virus, Personal Finance, Economic Situation, Biological Warfare.