PARTICIPATION AND PERFORMANCE IN MICROFINANCE BASED SELF HELP GROUPS: A STUDY OF RURAL AREAS OF NUH DISTRICT OF HARYANA

It is claimed that Self Help Groups (SHGs) are playing an important role in the financial inclusion of poor rural women in developing economies. It is very important to understand the participation and performance of SHGs because a well-managed group can make a robust impact on its members. The present study covers functioning, management, loan, and repayment related issues of operational SHGs in Nuh district of Haryana. To attain the objectives of the study, a primary survey was conducted with the help well-structured questionnaire covering all development blocks of the district. A total number of 332 female beneficiaries are randomly selected from 55 SHG’s. It has emerged from this analysis that there is a need for extra formal training and management skill to the rural female beneficiaries to make them more socio-economic empowered and successful in the running of their groups as well as enterprises.

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Keywords: Self Help Groups, Management, Loan.


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