THE PERFORMANCE ANALYSIS OF MICROFINANCE THROUGH SELF HELP GROUPS IN RAJASTHAN

The microfinance sector in India has grown into a sustainable and profitable business model to serve low income groups whether they are rural community or urban poor. Micro financing through Self Help Groups is transforming the state of affairs of rural community not just economically but also through providing the required push for gender equality and other social benefits. In this paper, we will attempt to understand the current status of Microfinance through Self Help Group Model and will also examine the trend in savings and number of Self Help Groups. This paper also give an outlook on the loan amount distributed and accumulated loan outstanding. The secondary data used in the paper from the annual reports released by NABARD, RBI and Centre for microfinance. This paper focuses on the performance of Microfinance and its trend analysis in state of Rajasthan.

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Keywords: Self Help Groups, Microfinance, Savings, Disbarment of Loan, Outstanding Loan.


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