The recommendations and implementation of Basel III norms have posed many issues and challenges to the implementing banks and financial institutions for making macro adjustments and reorienting monetary policies. A high and rising proportion of banks stressed loans, particularly those of public sector banks (PSBs) and a consequent increase in provisioning for non-performing assets (NPAs) continued to weigh on credit growth reflecting their lower risk appetite and stressed financial position. An attempt is made in order to evaluate the performance analysis of selected public and private sector banks based on ratios.

Keywords: Basel III, Asset Management, Non Performing Assets, Ratio Analysis, Liquidity, Core Capital.