Banks have always played an important role in the national economy. They play a crucial role in the development of industry and trade. They are not only supporting the country’s wealth but also acting as the country’s resources, which are essential for a nation’s economic development. The general role of commercial banks is to provide financial services to the general public and businesses while ensuring economic and social stability and sustainable economic growth. Commercial Bank in India consists of State Bank of India (SBI) and its subsidiaries, nationalized banks, foreign banks and other scheduled commercial banks, regional rural banks and unscheduled commercial banks. The total number of branches of commercial banks is more than 50,000 and there are about 8,000 regional rural banks covering 280 districts in the country. Commercial banks mostly provide short-term loans and, in some cases, medium-term financing to small-scale units. To take care of the financial needs of small commercial units. Most commercial banks have got special units in their management structure. As we know, agriculture is the backbone of the economy of any country like India. The research is based on secondary data, which provides results about commercial banks and how they help in economic growth. The main purpose of this study is to critically analyze the role of commercial banks in economic growth in India. This study presents how loans and credit affect Gross domestic product (GDP)and consequently the level of economic growth in India.

Keywords: Economic Growth, Commercial Bank, Gross Domestic Product (GDP).