The purpose of this paper is to describe a theoretical model for banking regulation in relation to Basel accords implementation. As a risk manager practitioner at a financial institution and in-charge of Basel implementation in a Basel accords environment of banking regulation, the author has been intrigued by the theoretical basis of the design of Basel accords. The objective is to provide the Capital requirement, transition stage and guidelines by RBI for Indian Banks.

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Keywords: Basel III, Conceptual Framework, Banking Regulation.