Healthcare financing consider as unique respect in public financing. Hence it needs to understand the customer behaviors and risks. The coverage of health insurance purchase advance by an individual or a group of person. Hence it's important to address the channel to access the structured sequences that helps to build the architecture of healthcare system. The aim of the study helps to measure the extent awareness of beneficiary’s satisfaction towards the schemes and helps to identify the perception of quality service of the healthcare provided schemes. The study is based on the secondary data.

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Keywords: Schemes of Health Insurance, Risk and Challenges, Secondary Data.