The current status and emerging trends in banking technology, The Banking sector has embraced the use of technology to server its client’s faster and also to do more with less. There is a close relationship between the development of banking sector and the new innovations in technology. The present research focuses on the benefits and challenges of changing banking trends. The term “Banking technology in India” interrelate to use of sophisticated information and conveying technologies together with computer science to enable banks to offer many good services to its customers in a secure. Banking technologies used to delivering services to customers. Many benefits of this technology like profitability, faster service and flexibility, customer satisfaction, 24X7process. In this research, I am focusing major technology trends API which will help in addressing the customer and business demands and also included latest banks technology.

KEYWORDS: Raised, Innovation, Mobile Banking, Quality, Banking Technology.