The Main objectives of small finance banks to increase financial inclusion of savings to underserve or unserved areas of the population. They supply Credit to farmers, Micro and small industries and various unorganized sector. For First three years 25% Branches will be opened in Unbanked Rural Areas. These Small Finance Bank provide savings account facility, Load facility, and Insurance facility and demat services. The NPA was less than 2 %.

KEYWORDS: Small Finance Banks, Financial Inclusion, Underserve or Unserved Areas, NPA.