MEASURING ASSETS QUALITY OF NATIONALIZED PUBLIC SECTOR BANKS IN INDIA

Despite of legal frame work and regulatory have been appointed still nonperforming assets (NPAs) exist. As the current period is for regaining the faith of various sectors on the banking system there is need to prepare the detailed policies in respect of NPA in different banks so that level of NPA can be doped significantly. Many of the researchers studied the related topic only on Commercial banks or separately on Private Banks. It is necessary to do the comparative analysis on all the sectors to get a fair view of these related issues. This current work is to measure the NPA’s in the public sector banks in Indian Territory by using data of five financial years i.e. from 2013-18. In this research it has been found that there is a significant correlation between total assets and NPA levels. Further it has found that means that the increase in the Gross and Net NPS is similar to the total assets changes and the level of NPA’s have not significantly reduced despite of the changes.

KEYWORDSNon-performing Assets (NPA), Commercial Banks, Public Sector Banks, Total Assets.


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