General Impact Factor of Journal

Year JMME JCECS
2015 2.0778 1.7122
2016 2.3982 2.0546

Volume 02| No. 04| October-December, 2016

Title: Content

Page I-IV

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Title: Decision-Making Organized By Regulations In The Oil And Gas Development Industry

Authors: Jeffrey D. Kirtland, James Ondracek, Andy Bertsch

Page 01-05

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The oil and natural gas drilling and production industry in the United States in general and western Colorado in particular is a heavily regulated industry. Those companies operating in this industry rely on a number of functions and specialists whose work and decisions are often not well coordinated. This paper draws on the Vroom-Yetton-Jago Decision-making model to propose a decisionmaking model for companies operating in this industry. This model, the Kirtland-Ondracek Participatory Decision-making Model, organizes oil and gas company drilling and production decisions about industry regulatory issues to provide better compliance and reduce company inefficiencies and costs. In addition, the role of the company’s regulatory lead as decision leader and coordinator is discussed.
 

Title: Women Empowerment In India : An Overview

Authors: Dr. Ashok Agrawal, Dr. P. C. Saini

Page 06-08

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Rural women, particularly of lower caste and class, have the lowest literacy rates, and therefore do not have the capacity to negotiate pay or contracts and most often engage in the unorganized sector, self employment, or in small scale industry. Self help group are a widely practiced model for social and economic mobility by NGOs and the government. SHGs provide women with the opportunity to manage loans and savings that can be used by members for varying needs. SHGs also are used to promote social change among the members and the community at large. Members of SHGs have used their experiences as leverages to enter other local institutions such as the Panchayat khap. In rural India, women economic opportunities remain restricted by social, cultural, and religious barrier. Most notably inheritance law embedded in Hindu and shariat civil codes continue to marginalize women in the household and the larger community.
 

Title: Critical Issues Of Tourism Industry In Himachal Pradesh: With Special Reference To Dalhousie

Authors: Dr. Alka Jain

Page 09-12

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Dalhousie is one of the fast growing tourist destinations of India for many years. The remote place with its natural beauty had fascinated the British during the rule of East India Company and is equally appreciated by Indian visitors in modern times too. Even today many Indians visit the place during their vacation. The study will introduce readers to management practices and environmental issues that affect modern tourism and attempts to analyze if tourist planning in Dalhousie is done with an integrated and sustainable development approach. The author has tried to picturize the state of nature based tourism in and around Dalhousie and has suggested a few guidelines for its profitable development.
 

Title: Comparative Cost - Benefit Analysis Of Government And Private Schools In Jaipur District : A Study

Authors: Dr. Anil K. Bansal, CA Sunny Kapoor

Page 13-16

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The concerned research study is explored on Cost & Benefit Analysis (CBA) of government and private schools in Jaipur district. Eminent scholars have considered Education as a Tri-polar process. Any educational institution, whether private or government, whether under K-12 Level or Higher education level, involves number of ingredients –both human and non human. For making selection amongst these institutions for the purpose of receiving education various factors are to be taken into mind. Even factors involved can be tangible as well as intangible. Tangible factors involve human resources, teaching faculties, infrastructure, Lab Set ups, Conveyance, Hostels, Libraries and so on. On the other hand, intangible factor basically Goodwill and Prestige of educational institution, reserves for future growth requirements, plays an important role in selection of institute for receiving education. All the involved factors have some costs. One of the major issues creating rise to problem is about relevancy of fee charged by different educational institutions. Due to global economic trends and inflationary pressures, general price level of goods and services are being increasing. Many a times, it happens that increasing fees structures by various educational institutions gives rise to number of agitations, demonstrations on part of students. Moreover, numbers of teachers associations, on the other hand carry out various demonstrations for their demands. Looking at these problems, different states governments have even constituted Fee determination committees to fix up the fee levels particularly of schools. So, it creates a sufficient need to study whether fees charged by various educational institutions and fixation of statutory committees are relevant, with due regards to comparative cost - benefit analysis of Government and Private Educational Schools.
 

Title: Analyzing Employees’ Satisfaction From Non-Statutory Welfare Facilities (With Special Reference To Diesel Engine Factories Of Rajkot)

Authors: Dr. Vijaybhai K. Patel, Dr. Ashish B. Gorvadiya

Page 17-22

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The concept of “Humanitarianism” has given birth to the idea of labor law and labor welfare. It is the approach of providing social security to the employees. The Government of India has shown tremendous interest for the establishment and provision of Welfare Facilities to the employees, workers or laborers working in various organizations at various designations. The present research work focuses on the employees working in the diesel engine factories of Rajkot. Besides, the study is based on analyzing the satisfaction from the non-statutory facilities provided to the employees working in such factories. In this study, the researchers have tried to analyse the satisfaction of the employees from nonstatutory facilities provided by the employers of diesel engine factories. The findings show that the employees should be provided more such facilities so that they can be encouraged to work better.
 

Title: Analysing Profitability: A Comparative Study Of Sail And Tata Steel

Authors: CA. Dr. Noopur Bardia

Page 23-30

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Everything in the world is result-oriented and a firm too is not an exception to it. Therefore, the goal of a firm is to maximize profits. Profits and profitability play the same role in business as ‘blood’ and ‘pulse’ in the human body. The survival of a human being is not possible in the absence of adequate blood and the ability to generate blood. The same may be applied to business. It is very difficult for a firm to survive without the prospects and the ability to earn adequate profits. Profits and profitability are, therefore, the nerve-knot of a business failing which the existence of a firm is like a body without the backbone.
 

Title: Start-Up India: Necessity Or Utopia

Authors: Shifa Mahajan, Dr. Karamjeet Singh

Page 31-39

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Beneath the smooth trail of macroeconomic aggregates there is a incredibly active microeconomic world of start-ups that play an important role in innovation and in the evolution of markets. This paper attempts to explore the opportunities and threats of Start-up India, a campaign by Modi Government, on the parameters of Hofstede's model of cultural dimensions. While Uncertainty avoidance, Long Term Orientation, and Indulgence are in favour of Indian Entrepreneurship ecosystem, Power Distance, Masculinity, and Individualism are threats to its smooth survival.
 

Title: Impact Of Foreign Direct Investment On Indian Economy: A Study

Authors: Dr. P. Sri Ram, Pooja Kumari

Page 40-46

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Foreign Direct Investment plays a very important role in the development of any economy, because it not only brings capital but will also give other benefits in the form of technology, managerial skill and human capital for the economic growth. Developing countries make their policy liberal to attract FDIs. India is one of the developing country which needs capital for its further growth and development, which is filled by FDI. It is evidently shown a positive trend of FDI on average of 55296.92 Rs. Crores and annual growth rate is 35.05 %. It is clearly established that there is strong correlation between the economic growth of a country and FDI inflows, in terms of a change in major macro economic variables. In the light of the above assumption the present research paper made an attempt to study and analyze the extent of impact of FDI on selective macro economic variables. The study has been used appropriate statistical techniques such as descriptive, correlation, regression analysis, ADF and Granger Causality Test by using E-Views Software. Variables used in the study are GDPFC, GRGDP, Foreign Exchange Reserves, Export, Import, Exchange Rate and Inflation and FDI.
 

Title: Parking Management Issues In Metropolitan Cities (A Study Of Parking Management System In Walled City Of Jaipur Metropolitan)

Authors: Dr. Rajeev K. Saxena, Dr. Kavita Bansal

Page 47-58

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Jaipur is a very fast growing metropolitan city which has recorded exponential growth of population in the last four decades, ranking 11th in the list of Indian mega cities with a population of 3.5 million and annual growth rate of 4.5%. The growth of vehicle population in Jaipur is very alarming. The public transport system is very weak and this is propelling the growth of individual modes of transport. The economic activities are congregating and intensifying in the walled city of Jaipur as a result of which a large number of passenger and goods transport trips originate and end in the walled city. This situation is warranting the need for adequate parking facilities and appropriate management policies, if the activities of walled city are to sustain. Parking is an important issue inside the walled city and an emerging one outside it. This paper aims at studying the existing parking problems and their causes, and management in the walled city. Being the major hub of commercial activities in the city, a tourist centre and a densely populated region, the land utilisation inside the walled city has reached its zenith and no further scope of space creation (increasing the supply) is left to deal with the rising demand for parking in this area. The paper therefore explores the question–Can an efficient price mechanism and better management practices improve the conditions of current parking needs in the city. Keeping in mind the time period of my research and the huge area of the walled city, I sampled down my study to Johari and Bapu Bazaars. These are two very vibrant areas of the Walled city and are frequently visited by both locals and tourists alike. Besides, the construction of the multi-level underground parking at Ramniwas Bagh close to these areas gave me the opportunity to study the parking management in perspective of future response as well. My research methodology comprised collection of secondary as well as primary data. Secondary data involved literature review of past studies in this field while primary data collection was done in three different ways. In order to find alternatives for parking problem in this area I also studied different international best practices in light of their application under the current circumstances in the Walled City. Keeping in mind the development plans that are under process, like the mass public transport system spearheaded by the upcoming Jaipur Metro, I explored both short-term and long-term possible solutions for this problem. Learning from other countries pointed that the conventional approach of supply creation to meet the growing parking need is not a pragmatic solution in the long run. In order to address the parking problem we should focus on discouraging the parking demand. This can work in tandem with a good public transport plus demand-responsive parking prices. This paper presents the surveys carried out to assess the parking demand and supply within the walled city of Jaipur. The private sector participation to meet the projected demand by implementing parking management and pricing policies is also illustrated in the paper.
 

Title: Business Process Outsourcing In Regard To Genpact: An Analytical Managerial Study

Authors: Dr. Minal Sharma

Page 59-62

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Organizations use various strategies for being competitive in the global market; one of them is 'Outsourcing'. Almost all types of organizations, have opted for outsourcing. Business Process Outsourcing (BPO) is a new way of increasing revenues. BPO means assigning a business process to an external service provider. More and more work is being outsourced every day. The BPO industry has flourished at a frantic pace in the last few years and companies have ended up with huge savings by being a part of the industry. Business Process Outsourcing (BPO) is outsourcing of business functions generally performed by white collar and clerical employees to achieve various benefits such as cost savings, better quality and ability to focus on core competence. Business Process Outsourcing includes the following areas or services and a lot more.
 

Title: Growing Popularity Of Online Shopping And Its Impact On The Consumers - With Special Reference To Udaipur City (Rajasthan) : An Analysis

Authors: Dr. Deepti Bhargava, Dushyant Salvi

Page 63-72

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Online Shopping is a growing area of technology these decades. Establishment of internet stores allow retailers to expand their market and reach consumers, who may not otherwise visit the physical Store. In addition, the convenience of online shopping is the main attraction for the consumers. In present scenario, Indian society can be broadly categorized into three classes based on their income. The richer class purchase high quality, high priced goods and shop at exclusive stores. The lower class, keep struggling to fulfil their necessities Middle class lies between the two classes and wants both necessities as well as luxuries at a reasonable price. During last few years, the National Income and Per Capital Income in India is increasing, resulting in an increase in Personal Income and leading to more shopping of consumer goods by middle class. Companies wish to attract the consumers and hence offer various discounts like seasonal discount, festival discount etc…, such that dearer and luxury goods are becoming affordable for middle class. Hire purchase and credit card payment system is making it more popular.
 

Title: Power Trading In India : An Overview

Authors: Deepak Kumar Khandelwal, Prof. (Dr.) M.C. Sharma

Page 73-76

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The Indian power sector is one of the most diversified sectors in the world. Today India is the fifth largest producer and consumers of electricity in the world. The demand for the electricity in the country has been growing at a rapid rate and expects to increase further in the years to come. The ministry of power has set a target of adding 76000 MW of electricity in the 12th five year plan (2012-2017) and 93000 MW in the 13th five year plan (2017-2022). Power is regarded as a commodity capable of being brought, sold and traded. Power trading inherently means a transaction where price of power is negotiable and option exists about whom to trade with and for what quantum. It is an effective tool to strike the balance between the availability and the distribution of power in various parts of the country or between various countries.
 

Title: Profitability Analysis Of Rajasthan Financial Corporation

Authors: Dr. Richa Singhal

Page 77-82

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In India, public enterprises utilize such a large proportion of nation’s resources that they should run efficiently and contribute to the growth of the economy and welfare of the community. Profit making is seldom the primary objective of public undertakings. They are often set up to achieve objectives like building of an infrastructure, stimulating local development, redressing regional imbalance, providing local employment and in some cases, even to satisfy local aspirations. Professor Om Prakash rightly observes: “Public Enterprises are expected to serve the deeper social objectives.” But the relevance of evaluating their performance with reference to their annual financial statements cannot be ruled out. Every business is conducted with a main objective of earning profit. “Perhaps the most important reason for keeping accounts, as far as the management of the business is concerned, is that the information contained in them provides the means of measuring the progress of business, of ‘testing it’s pulse’; and of indicating when and where remedial action, if necessary, shall be taken.” This study will help Rajasthan Financial Corporations in improving their assets-liabilities management efficiency and hence profitability. The suggested ways and means of practical significance for improving the techniques relating to assets-liabilities management, profitability management. Various ratios reflecting the profitability and relationship of various items of profit and loss account has been calculated.
 

Title: Self Help Group-Bank Linkage Programme In India:An Overview

Authors: Deepika Chawla, Dr. Jitendra Kumar Sharma

Page 83-86

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In this rapidly shrinking world, development in micro credit is worth taking note of micro finance. During this period the linking SHGs with banks have construct a good performance. Micro finance is the backbone of rural people. The SHG are playing a significant role in the grass root level through the small, medium and big units. SBLP a pilot project started by NABARD is widely accepted model as one of the largest and successful one in the world. The bank linkage programme in the India has growing rapidly year by year. The SHG–Bank Linkage Programme in which SHGs are linked to banks in a gradual way – initially through savings and later through loan products is considered to be an effective strategy to ensure financial inclusion.
 

Title: Performance Analysis Through Value-Added Statement

Authors: Dr. Namita Jalan

Page 87-96

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Performance of an enterprise is usually judged on the basis of profits earned in term of Rate of Return on Investments. However, in case of public enterprises, profitability as the criterion for measuring the performance is being questioned, since service oriented organization like State Transport Undertakings (STUs) deprived of freedom possessed by private units. It is revealed that state government has right to impose M.V. Tax and passenger tax, sometime the State Government frequently conceive higher burden of taxes on STUs to show losses or to bring the profitability at lower point. The second reason is that there is always lag between economic fare and actual fare permitted by the State Government. The fare revision more than often is inadequate and the decision is not taken in time, hence such delays accumulate the losses due to gap between higher cost burden and constant fares. The decisions about these units are taken outside the enterprises to which the enterprise has to conform. The over-riding social objectives and other environmental constraints are, therefore, stressed more often on the performance evaluation of service sector organization like STUs. Public enterprises require therefore an objective criterion which embraces the wider interests of the community. Value-Added as a basis for performance appraisal is found suitable since it is the value which an organization adds either through production process or through providing the service. Aggregation of value added from all economic activities gives estimated gross national product. It is one of the primary objectives of planned economic development. Therefore, the criterion of value-added is more appropriate than the profit. Value-added includes payment to employees, payment to exchequer (as tax), payment to loan contributors (Interest), and payment towards contributors of capital (Profit). The present study deals with the "Performance Analysis through Value-added Statement" (A Case Study of State Road Transport Corporations).
 

Title: Organization Development: An Introspect

Authors: Abhilasha Jain

Page 97-100

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The only thing that is inevitable is change and for the organization to keep pace with time and technology, is to develop the organization in accordance with the requirement. When changes took place in a planned way, under the acknowledgment of senior management and whole organization wide then it is known as organization development. The reason that causes changes could be internal or external. The process of organization development starts with identification of problem then collecting data, diagnosis, planning, implementation and feedback. OD interventions are the activity that is carried out to execute the desired changes internally or externally. This paper gives a close look at the organization development

Title: Ethical Issues In Different Fields Of Marketing: A Conceptual Framework

Authors: Rajesh Gahlawat

Page 101-108

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Ethics always play an important role in our society for the safeguard of the individual and household consumers. Marketing practices have a major impact on the society both positive as well as negative. Marketing practices adopted by the companies act as a directive tool for the society in guiding them towards the right choice of the product. This paper highlights the some of the ethical practices in the field of marketing. Ethical practices such as: Invasion of Privacy, Stereotyping, Market audience (targeting the vulnerable), Price Wars, Price Collusion, Ethics in Advertising etc.
 

Title: Electronic Relationship Marketing In Banking Sector (A Case Study Of State Bank Of Bikaner & Jaipur)

Authors: Dr. Priyanka Vyas

Page 109-112

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The Indian Public Sector Banks have treaded a unique path since their inception. They were born in a competitive regime. After nationalization they faced a totally regulated, non-competitive atmosphere with a social responsibility at their heart. Now they are trudging the path of regulated-competitive regime with the knowledge that nothing less than a strong global competition is likely to face them in the near future. The very lack of experience of a competitive environment seems to have made them forget what exacted of a customer oriented organization. The new buzzword in management is e-CRM. Today, consumers have dramatically more freedom of choice than ever before. A new dimension to customize e marketing in form of e-CRM (Electronic Customer Relationship Management) is new emerging on the Internet. Successful marketers need to go beyond conventional selling and customer contract methods to delight the customer through e-CRM. One can make use of the Internet to easily exchange information with customers, prospects, competitors, suppliers, and complete Strangers anywhere in the world. Companies are now required to collaborate over the Internet in order to meet its customer demand and also to better understand preferences of its end-users and business partners. This paper highlights the findings of a detailed study on CRM of SBBJ bank
 

Title: Mobile Banking : An Overview

Authors: Dr. Pushpa Butolia

Page 113-117

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Future banking will penetrate beyond brick and mortar model in fact it will be on ABSE "travels with you-ALONG WITH MOBILE. Growing popularity of banking users have recorded three fold increase across the world Mobile Banking can be assessed from the fact that in the past two years mobile Bringing with it qualities like in expensive ease of operation mobility for the customers and lower transaction cost for the banker Mobile banking or M-banking is all set to change the face of banking in the years to come Apart from enabling services like Bill payments fund transfers, balance checks etc mbanking has tremendous contribution in taking financial services to the handsets of financially excluded people EXAMPLE Wizzit in South Africa Wizzit Bank is a virtual bank which is a subsidiary of Bank of Athens in South Africa It provides the unbaked population with bank accounts on mobile phones which can be used to make person-to-person payments, transfers and pre-paid purchases Besides account holders are also provided a Maestrocard for cash withdrawal The MSPs supports this facility as carriers of such transaction instructions.
 

Title: An Analysis Of Agriculture Development In Rajasthan: Cropping Pattern And Main Crops In State

Authors: Dr. Praveen Sharma, Neeraj Basotia

Page 118-122

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India is basically an agrarian country and India’s economy is mostly agrarian. Agriculture continues to be the main employer in India. About two thirds of India’s 1.25 billion people still depend on agriculture for their livelihood. Agriculture occupies also an important place in the economy of Rajasthan. About 70% of its population still depends on agriculture for their livelihood. The share of agriculture fluctuates widely from year to year due to vagaries of monsoon. Agriculture economy of Rajasthan is highly unstable and uncertain, and it is frequently faced by famines and scarcity conditions. In this condition, several crops are grown in Rajasthan. About 53% of the gross cropped area is under food grain crops, while about 47% under non-food grain crops. The production of foodgrains shows drastic fluctuations from year to year, that cause a lot of hardship to the people. There are lots of changes from first five year plan to current five year plan in the cropping pattern in Rajasthan. So this study covers the analysis of cropping pattern in Rajasthan and major crops grown in Rajasthan.
 

Title: Working Capital Practices In Business Process Outsourcing Industry In India: A Survey

Authors: Dr. Shruti Gupta

Page 123-129

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This paper is intended to assess the Working Capital practices in Business Process Outsourcing (BPO) industry in India by conducting a survey of the senior executives working in this industry. Data is gathered based on the responses obtained from the questionnaire received from 112 BPO organisations across India who are registered members of NASSCOM. The study also investigates the relationship between the executives' response regarding various aspects of Working Capital and the selected organisational and executive variables.
 

Title: Public And Private Sector Bank With Special Reference To Punjab National Bank And Icici Bank : A Comparative Study

Authors: Ranu Paliwal

Page 130-134

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The economic growth of a country mostly depends upon the efficient banking system because they play significant role in the effort to attain stable prices, high level of employment and sound economic growth. Hence, banking can better be described as the kingpin of the chariot of economic progress. In recent years, there have been considerable pressures on the profitability of banks. Profitability is considered to be an index of financial strength. Profitability is a key performance parameter in banking sector, which reflect efficient utilization of all resources in an organization. The present research paper is an effort to make a comparative study between the Growth rate in Punjab National Bank and ICICI Bank as both the banks are giant banks in public and private sector. As a study of Growth analysis of both the banks for a period of 5 years, i.e., from 20011 to 2016 is made. The main parameters of growth in banks are Net profit growth, Net assets growth, and NPA.
 

Title: Impact Of Computerization On Indian Banking System (A Case Study On Sbbj Bank)

Authors: Anil Kumar

Page 135-140

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India's banking sector is growing at a fast pace during an early decade. In today’s scenario, it has become one of the most preferred banking destinations in the world. It is almost fifteen years since the Indian banking sector was liberalized and paradigm shift happened in the Indian banking services. All banks have either totally implemented 'Core banking Systems' or halfway through Indian markets provide growth opportunities, which are unlikely to be matched by the mature banking markets around the world. Indian banks are investing heavily in the technologies such as telebanking, mobile banking, net banking, automated teller machine (ATMs), credit cards, debit cards, smart cards, call centers, CRM, data warehousing etc. To convince the management, investors and other stakeholders for this heavy investment in technology, and to achieve customer satisfaction objectives by providing more services to customers .it is desirable to evaluate the impact of computerization on the customer satisfaction and performance of Indian banks in terms of their profitability and productivity. Computerization includes technology advancement, IT, internet and all other things which improve productivity, profitability, ease in doing related work and effective utilization of resources.
 

Title: Multi-Factor Authentication Using Hardware Token Over Cloud

Authors: Jai Singh Gupta, Dr. Rajeev Srivastava

Page 141-144

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Cloud computing is a type of Internet-based computing that provides shared computer processing resources and data to computers and other devices on demand. This technology worldwide used to improve the performance of business infrastructure. At present cloud user login authentication can be done by many ways like Password, One time password, Graphical and 3D password etc. In this paper I proposed the strong Multi-factor authentication with the help of hardware Security tokens in cloud computing environment.

Title: A Comparative Study Of Cash Flow Statements On BSNL And Mtnl

Authors: Dr. Renu Bala Jain, Dr. M.S. Poonia

Page 145-150

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A cash flow statement is required as part of a complete set of financial statements prepared in conformity with Indian Accounting Standards. AS- lays down a formal structure for the cash flow statement. Cash flows should be classified under the following three standard headings: “Operating activities”, “Investing activities”, “Financing activities”. The classification of cash flow among operating, investing, and financing activities is essentials to the analysis of cash flow data. Net cash flow (the change in cash and equivalents during the period) has little information content by itself; it is the classification and individual components that are informative. Although the classification of cash flows into the three main categories is important, it should be mentioned that classification guidelines are arbitrary.
 

Title: Present Day Trends Of Deposit Mobilisation In Commercial Banks In India

Authors: Dr. Ritu Toshniwal

Page 151-152

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Cultivation of saving habits among public and after that mobilize those funds in various forms of bank deposits like demand and time deposits is deposit mobilization. The present paper is showing the present day trends of deposit mobilization and also the reasons for declining trend of bank deposits. Commercial banks should adopt a three-pronged strategy to sustain growth of deposits against rough and tough competition from other instruments. The banking sector should make efforts to garner from segments of the population which have remained virtually untapped.

Title: Factor Affecting Saving Behaviour Of Households In Jaipur City

Authors: Dr. Virendra Goyal

Page 153-156

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Two economic dimensions viz., saving and investment have greater importance in the socioeconomic development of a country. Planned saving is essential to fulfill future needs and face uncertainties. The Insurance plans particularly life insurance plans are based on the need to cover future risk. The household savings invested in various investment plans results in capital formation. The capital formation is essential to increase production and employment opportunities. Per capita income determines propensity to save India's per capital Income has increased from Rs. 63,460 in the year 2011-12 to Rs. 93,231 in the year 2015-16 and expected to cross Rs. 1,00,000 in the financial year 2016-17.In the present paper an attempt has been made to analyse the factors affecting saving behaviour of households in Jaipur city.
 

Title: Area, Production And Productivity Of Tomato In Jhansi Division, Uttar Pradesh

Authors: Dr. Mahesh Singh Rajput, Anshul Kumar Jain

Page 157-159

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This study has been made on the basis of secondary data for knowing production, area and productivity of tomato in Jhansi division of Uttar Pradesh. This study compiles the data from 2005-06 to 2011-12, the main objective of this study to know annual growth rate of area, production and productivity of tomato crop in Jhansi division.
 

Title: Impact On Business And Economy Through Specified Micro And Macro Economic Variables : An Analysis

Authors: Rita Soni

Page 160-164

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This paper introduces a range of micro and macroeconomic variables, which are used to measure impact on business and economy. It starts with a brief introduction of micro and macro. Where individual indicators as in labor markets, supply and demand of goods and services, and cardinal and ordinal approach have been studied. On the other hand macro factors have been taken into consideration such as GDP, unemployment, and inflation. All over impact of these variables is subject matter of the paper. Economic shrinkage, economic augmentation and economic groove are situations caused by macro variables. Where as consumers, suppliers and labors have a very significant role as microeconomic indicators. Consumer’s earnings, spending, availability of labor cause a huge impact over business and economy. Demand and supply of goods and services are the indicators of transformation in business economy. As the closure the paper will come across a significant role of micro and macroeconomic indicators. Which would better assist the readers about the changes taking place in the economy. The dependence over variables for recasting of the business and economy.
 

Title: Self Help Groups: A Keystone For Sustainable Rural Development In India

Authors: Dr. Praveen Sharma, Santosh Paliwal

Page 165-168

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In India more than 70% of people live in rural area. Most of the rural people of India have been facing problems linking to their livelihood as compare to their urban counterpart as there is less development in the rural areas in all respects. So without the development of rural India, the real development of India cannot be possible. Providing economic support or loans to the rural women helps them to empower, not only economically but also socially, further this strengthens the whole society in general. The only way to decrease the poverty is to provide economic support to the rural people, mainly the rural women through the self-help group. Formation of Self-Help Groups is viewed as poverty alleviation instrument and also a successful tool for rural development. The Self-Help Groups have contributed a lot in the development of socio-economic status of the rural people. In this way these groups have also been helping the rural economy of India. Self-Help Groups have also been helping in women empowerment as well as work contribution of women in the rural economy. So the main reason of this paper is to study the role of Self-Help Groups in the rural development of India.
 

Title: Is India’S Agriculture Ready To Face Climate Change Challenges?

Authors: Dr. R. Prabhakar Rao

Page 169-174

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Agriculture and allied activities is the backbone of the Indian Economy. The growth estimates are heavily dependent on Indian agriculture that is heavily dependent on proper onset of monsoons. India is divided into a number of agro ecological zones/regions. Precipitation, temperature, humidity, sunshine and edaphic factors affect crop output. These are the variables that determine the climatic conditions. Climate change therefore is going to have major impact on agricultural systems worldwide. India is particularly vulnerable because small and marginal farmers will be the most affected. The fact is that changes in weather patterns are difficult to predict. The Intergovernmental Panel on Climate Change (IPCC) predicts that rice and wheat production of India will drop significantly because of climate change. It says that a 1.5°C rise and two millimeter increase in precipitation could result in a decline in rice yields by 3-15 per cent. This loss will have to be made up primarily by increasing imports. Food and nutritional insecurity and malnutrition will affect the overall health status of millions of marginal people, with implications for infant mortality in large number.
 Many regions are expected to have 10-15% increase in monsoon precipitation with a simultaneous precipitation decline of 5-25% in drought-prone central India. Northern India is expected to witness a sharp decline in winter rainfall. This shall impact changes in output of winter wheat and mustard crops in north western India. An average decrease in number of rainy days of 5-15 days is expected over much of India, along with an increase in heavy rainfall days in the monsoon season. (Indian Institute of Tropical Meteorology, Ministry of Earth Sciences, Government of India)These changes are likely to increase the vulnerability of Indian agriculture which is highly sensitive to monsoon variability as 65% of the cropped area is rain-fed. This could significantly impact more than 350 million people who are dependent on rain-fed agriculture. The paper reviews the climate change impact on agricultural crops, horticultural crops, plantations, fisheries and dairy. The effects on crops will also depend on the specific region. An assessment by The Ministry of Environment and Forests and Climate Change describes the projections of climate for 2030’s at a sub-regional scale, such as the Himalayan region, the North-East, the Western Ghats and the Coastal regions. The paper describes implications of climate change like droughts, floods, sea level rise, on the agriculture scenario in India and its mitigating effects.
 

Title: Special Economic Zones And Industrial Sector Of India: The Way Forward

Authors: Shalendra Singh Rao, Dr. Naresh Kumar

Page 175-180

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The present paper explores the recent developments pertaining to SEZs and economic reforms in industrial sector in India. The establishment of the SEZs has undoubtedly helped to increase the volume of international trade. Further, a large amount of foreign investment has found its way not only into the export trade, but also into infrastructure construction and commerce. Foreign companies have been encouraged to establish their presence in the territories and the export industry has grown. Advanced foreign technology has been brought in with the inflow of foreign investment. All these factors have contributed to the growth of the Indian economy. The enactment of the SEZ Act and its implementation should enable the Government to fulfill its agenda of economic reforms as the multiplier effects on the economic activities triggered by SEZ materialize. The challenge now is whether India through its SEZs can leverage its cost advantage and huge knowledge base and break the hold of China in manufacturing by making India the preferred destination for doing business. A Special Economic Zone (SEZ) is a geographical region that has economic laws that are more liberal than a country's domestic economic laws. SEZ is a trade capacity development tool, with the goal to promote rapid economic growth by using tax and business incentives to attract foreign investment and technology. Today, there are approximately 3,000 SEZs operating in 120 countries, which account for over US$ 600 billion in exports and about 50 million jobs. It has been recognized as an important mechanism for creation of infrastructure, employment generation, promotion of regional development, increase in foreign exchange earnings, improving export competitiveness and transfer of skills and technology.
 

Title: Financing Of Working Capital : An Overview

Authors: Dr. Jai Parkash Parewa

Page 181-185

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Working capital is one of the important measurements of the financial position. The words of H. G. Guthmann clearly explain the importance of working capital. “Working Capital is the life-blood and nerve centre of the business.” In the words of Walker, “A firm’s profitability is determined in part by the way its working capital is managed.” The object of working capital management is to manage firm’s current assets and liabilities in such a way that a satisfactory level of working capital is maintained. If the firm cannot maintain a satisfactory level of working capital, it is likely to become insolvent and may even be forced into bankruptcy. Thus, need for working capital to run day-to-day business activities smoothly can’t be overemphasized. If the financial manager’s planned cash outflow exceeds cash inflow, and the cash balance is insufficient to absorb the deficiency it will be necessary to obtain funds from outside the business. Just as a firm bids for labour in the labour market and for assets in the market place, so does it seek money in one or another of various markets for money. They are among the most competitive of all our markets because anyone who has money to invest may enter and bargain with those who are seeking funds. Within these markets, funds are available from many sources, under different types of agreements and for varying periods of time. In this paper Financing of Working Capital is being discussed.
 

Title: Inflation Target In New Monetary Policy Framework By India

Authors: R Sathyanarayana, Prema Latha. V.

Page 186-190

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Monetary policy targets a particular supply level of money in an economy. This is done by the RBI in India, in order to maintain price stability and curb inflation in the economy. As per the recommendations of Urjit Patel Committee RBI proposed New Monetary Policy (CPI Model) which is line with other developed nations and set an inflation target of 6% by Jan 2014 and to bring further down in future to set the country in progressive goal. The study is focused on New Monetary Policy under the broad area of Monetary Policy Reforms and its goal with respect to bringing down inflation until 2016 and the causes for low inflation. Besides, the study also focuses on impediments of bringing inflation in future.
 

Title: Corporate Governance: A Conceptual Framework

Authors: Dr. Meenu Maheshwari, Sapna Meena

Page 191-195

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In recent terms high quantities of domestic and international capital is being availed by business. A prime benefit of Corporate Governance is the improvement in the prospects for attracting long-term capital. The concept of Corporate Governance gained further momentum after the sudden crash of Enron, WorldCom, Xerox, Lehman brothers and the crisis of Satyam one of the biggest frauds in India’s corporate history. In today’s world of globalization the concept of Corporate Governance had taken an important place. Successful attempts are being made now to ensure that companies adopt good Corporate Governance practices all over the world by forming and implementing Corporate Governance standards. Good Corporate Governance will also help to survive in an increasingly competitive environment through mergers, acquisitions, partnerships and risk reduction through assets diversification. Also adopting good Corporate Governance practices leads to a better system of internal control this leading greater accountability and better profit margins. Corporate governance (hereafter, CG) is the set of processes that provides an assurance to the investors of a fair return on their investment. CG is concerned with the relationships among the management, board of directors, controlling shareholders, minority shareholders, and other stakeholders. This paper presents the concept of Corporate Governance and reveals that how does Corporate Governance important for any company to run smoothly.
 

Title: Critical Analysis of Gold Monetisation Scheme

Authors: Dr. Naresh Kumar, Jitendra Choudhary

Page 196-198

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India has left behind China in the area of importing or procuring gold from other countries. Buying gold is influenced by many factors including economic, social and cultural factors. Increasing import of gold is burden for Indian government as their balance of payment is going in deficit. Central government in joining hands with Reserve Bank of India has introduced gold monetization scheme. Under this scheme, individual and other initiations having accumulated gold can convert their physical gold into certificates. After conversion, these gold certificates can be easily tradable from one person to another person. In this scheme, financial institutions will play important role as beneficiaries of gold monetization scheme can open gold saving account on which they will be getting interest from financial institutions.
 

Title: Relationship Between Quality Assurance And Customer Satisfaction In Tourism Industry In India : An Overview

Authors: Dr. Tripti Vijaywargia

Page 199-202

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It is obvious that customers are important stakeholders in tourism industry and their satisfaction is a priority to management of this industry. Tourist satisfaction has been a subject of great interest to tourist operator and researchers. In recent years, organizations are obliged to render more services in addition to their offers. The quality of service has become an aspect of customer satisfaction. Service quality is related to customer satisfaction.

Purpose: The main purpose of the study is to examine the relationship between customer satisfaction and service quality in tourism service with respect to the service quality dimensions. Tourism in India has emerged as an instrument of income and employment generation, poverty alleviation and sustainable human development. It contributes 6.23% to the national GDP and 8.78% of the total employment in India. Almost 20 million people are now working in the India’s tourism industry.

Findings:The study of the paper showed distinctive results for the relationship between service quality dimensions and service quality tourist satisfaction. It is showed that: ´responsiveness`, empathy´ and ´reliability´ are significantly related to service quality; ´reliability` and `empathy`, are significantly related to customer satisfaction but `responsiveness` is not significantly related to customer satisfaction; meanwhile service quality is significantly related to customer satisfaction.

Implication/ Contribution: The findings imply that service quality is not the only factors that could lead to tourist satisfaction in tourism service sectors; that service quality dimension varies in the different service sectors. The findings suggest that to provide quality service in order to satisfy customers, organizations in this kind of service sectors need to improve on the dimensions of service quality. Also, to provide total satisfaction to customers, the service sectors need to improve on the other factors that were given as reasons for satisfaction. It provides results that could be useful to managers in business organizations for strategic planning.
 
 

Title: Analysis Of Weighted Graph Theoretic Approach To Task Partitioning And Load Balancing In A Multiprocessor System

Authors: Mamta Kumari, Rakesh Kumar Katare

Page 203-206

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In this paper we are going to analyse the graph theoretic approach to task partitioning and load balancing through weighted graph that improve the efficiency of the network. Good partitioning and balancing of nodes of weighted graph make the whole system more reliable and improves user satisfaction. Here we present a greedy graph algorithm to task partitioning and balancing of a weighted graph. A large weighted graph can be partitioned into small cluster in such a way that it is balanced.
 

Title: Preference And Priority Of Government Employee For Doing An Investment

Authors: Archana P. Khandelwal

Page 207-212

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Investment is the commitment of money or capital to purchase financial instruments or other assets in order to gain profitable returns in the form of interest, income or appreciation of the value of the investment. Investment is related to saving or deferring consumption. An investment involves the choice by an individual or an organization such as a pension fund after some analysis or thought or lend of money in a vehicle, instrument or asset such as property, commodity, stock, bond, financial derivatives (e.g. future or option) or the foreign asset determined in foreign currency, that has certain level of risk and provides the possibility of generating returns over a period of time.1 Thus the investment is employment of funds to get profitable gain in the form of interest, income or appreciation of value of investment.
 

Title: Emerging Trends In Online Marketing Strategy: A Case Study Of Madurai City

Authors: Dr. I. Chitra, Dr. K. Srinivasan

Page 213-223

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On-line shopping is a recent phenomenon in the field of E-Business and definitely going to be the future of shopping in the world. Most of the companies are running their on-line portals to sell their products/services on-line. Though online shopping is very common outside India, its growth in Indian Market, which is a large and strategic consumer market, is still not in line with the global market. The potential growth of on-line shopping in India. Currently, the retail industry in India is booming. It is not widely accepted the way it is accepted in Asian counterparts. Indian Business is expected to be one of the most important players in the retail market. Since India is a developing nation, it is still not prepared for it. And, they are leaving no stone unturned to become the best in retail Industry. The paper examines the current scenario of retail market and customer perception of online market.
 

Title: Paint Industry In India : A Critical Review Of Harmful Effects On Environment

Authors: Dr. Mahesh Singh Rajput, Shivani Gupta

Page 224-226

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The environmental impact of paint is diverse. Traditional painting materials and processes can have harmful effects on the environmental including those from the use of lead and other additives. Measures can be taken to reduce environmental impact, including accurately estimating paint quantities so waste is minimized, and use of environmentally preferred paints, coatings, painting accessories, and techniques. Every year we like to paint our home, furniture, etc. for decoration, protection, identification, sanitation. But we forget the impact of paint on our environment. This can cause some serious hazardous effect on our body like headaches, trigger allergies, asthmatic reactions, irritate skin, eyes, and put increased stress on vital organs such as the heart and not only paint but also its byproduct or by which paint creates are also more dangerous to us and our environment. Exposures to environmental pollution remain a major source of health risk throughout the world, though risks are generally higher in developing countries, where poverty, lack of investment in modern technology and weak environmental legislation combine to cause high pollution levels. Associations between environmental pollution and health outcome are, however, complex and often poorly characterized. Levels of exposure, for example, are often uncertain or unknown as a result of the lack of detailed monitoring and inevitable variations within any population group. Exposures may occur via a range of pathways and exposure processes. Individual pollutants may be implicated in a wide range of health effects, whereas few diseases are directly attributable to single pollutants. Long latency times, the effects of cumulative exposures, and multiple exposures to different pollutants which might act synergistically all create difficulties in unraveling associations between environmental pollution and health. Nevertheless, in recent years, several attempts have been made to assess the global burden of disease as a result of environmental pollution, either in terms of mortality or disability-adjusted life years (DALYs). About 8–9% of the total disease burden may be attributed to pollution, but considerably more in developing countries. Unsafe water, poor sanitation and poor hygiene are seen to be the major sources of exposure, along with indoor air pollution. Environmental degradation is among the primary negative impacts of pollution on the Earth. This includes a decline in air and water quality, which is caused by the introduction of harmful toxins and pollutants. These substances do not generally biodegrade. Instead, they linger in water and the air and disrupt natural processes. One negative effect of air pollution is the addition of surplus amounts of carbon dioxide into the atmosphere. This creates levels of dense smog, which may prevent sunlight from reaching the earth. In turn, this diminishes the ability of plants to carry out the life-supporting process of photosynthesis. Pollution also reduces air quality, which has detrimental effects on humans and animals by causing respiratory irritation and asthma. Lastly, pollution in the form of insecticides and pesticides may interfere with the growth of crops and introduce toxins into key water sources.
 

Title: Dividend Policy In Bearing Industry In India

Authors: Dr. Tina Singh Bhadouria

Page 251-253

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The most important motivating factor for the shareholders to make the investment decision is the promise of return. The return may be received in two forms; directly, through cash dividend paid by the company and indirectly through increase in the market value of their equity investment. Payment of dividend in a company not only depends upon the extent of profitability but in itself it is a measure of profitability to the owners of the company. Dividend policy determines what portion of the earnings will be paid out to shareholders and what portion will be retained in the business to finance long term growth. Both growth and dividends are desirable, but they are in conflict. A higher dividend amounts to lesser provision of funds for growth and retention of large earnings leaves a little amount of funds for dividends to r and necessaite the need to establish an optimal dividend policy that has no adverse effects on the future progress of the firm.
 

Title: Human Resource Management And Lic Of India : A Study

Authors: Dr. Bhuvnesh Gour

Page 254-258

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An organization cannot exist without human resources. People are the essential part in all the organization to perform all kind of activities. All organization resources are important for achieving the objectives and therefore, their effective utilization is necessary. Various resources like men, money, material and machinery are collected, coordinated and utilized only with the help of people. Human resource management became deeply imbued with the concern for introducing steps to bring about changes in the work, so that a right atmosphere could be created for achieving the best performance. Thus, human resource management plays an important role and therefore it can be defined as the art and science of optimum utilization of human beings who are engaged at work in any organization for managing an organization effectively. It must be treated as a system. A system is basically a complex unity as a whole which is composed of various parts and subparts in a systematic manner according to the plan. organization is a system which operates in its environment, which includes-economic, legal, political, technological, social and cultural environment etc. One thing also plays an important role that people who are recruited, selected and utilized as a proper human resource need the help of managers so that proper organizational goals can be achieved. Maintaining good human resources is a manager’s responsibility. Providing a proper channel networking and proper feedback can be done with the help of managers only. Providing human satisfaction from the work they have done and relationship is the manager’s responsibility.